Commercial auto insurance is an essential safeguard for your company.  If you or an employee is sued following a serious accident, this coverage helps in protecting your company’s most important assets.

What Does Commercial Auto Insurance Cover?

This type of insurance covers autos owned by your business.  It covers liability if you or an employee is negligent in an accident when driving a business owned vehicle.

How do you know if you need commercial auto insurance?

You need coverage if:

-your business owns, leases or rents vehicles

-your employees drive company-owned, leased, or rented vehicles

-your employees drive their own vehicles while conducting business

-you or your employees drive company cars for both business and personal use

What Type of Coverage Can I have on this policy?

-you can have comprehensive coverage or collision coverage on a commercial auto insurance policy

Collision- covers any impact with another vehicle

Comprehensive- covers essentially everything else (auto hits a deer, tree, hail damage, etc.)

What does the liability aspect cover?

-liability insurance funds your defense, it pays for any judgments against you or your business

***this is so important because one catastrophic loss can result in the destruction of the business, you can either fund a loss out of pocket (which can bankrupt your business) or you can pay small amounts of premium every month/year and have peace of mind that you are covered through insurance.

IT’S A NO BRAINER!!!

Let’s go over the benefits one last time:

-this type of insurance gives you protection for your assets

-protection for income stream as a business

-do not have to pay expense costs if you or employees cause a wreck (just think if a wreck resulted in death, how much mental anguish and financial bearing that would have on a business???)

-taking care of those liability judgments against you

How can Elite Business Insurance help you decide which company is best to use?

Here at Elite Business Insurance, LLC, we make sure to shop hundreds of carriers for each client.

Known throughout the industry as an established independent insurance agency gives us an advantage to the everyday business owner.

Rather than placing a square peg in a round hole, we mold you specific commercial auto insurance needs into various scenarios offering the best possible carriers with the best prices.

Give us a call to obtain your FREE QUOTE 813-922-3055!!!  We look forward to helping you……..