What is Personal Flood Insurance?

This type of insurance protects property owners from water damage to the structure and contents of their insured property.

The unique aspect about flood insurance is that all policies are federally regulated so that the same policy costs the same amount no matter which company it is purchased through.

Why is Personal Flood Insurance so important?

The typical hazard insurance policies that are offered, do not include flood insurance as a covered peril. Homeowner’s must purchase a separate policy if they want to be protected against flood damage.

Lenders sometimes require mortgaged homeowners to carry flood insurance to protect the structure in designated high-risk areas. Typically it is up to the homeowner to purchase additional coverage for the property’s contents. These contents can include furniture, clothing, etc.

How can Elite Business Insurance help you decide whether or not flood insurance is ideal for your situation?

Here at Elite Business Insurance, LLC, we make sure to shop hundreds of carriers for each client.

As mentioned previously, all flood insurance premiums are the same. We distinguish ourselves from other independent agencies through our education process and will always make sure you are entirely comfortable when calling one of designated locations.

Give us a call to obtain your FREE QUOTE 813-922-3055!!! We look forward to helping you……..