Homeowners Insurance Tampa

Protect Your Home with Homeowners Insurance Tampa Coverage from 20+ Local Tampa Carriers

We are constantly striving to make Elite Business Insurance your one stop shop for all insurance needs. We utilize hundreds of the top companies in the industry for Homeowner’s Insurance to make sure you are getting the best possible coverage for your specific situation.

What is Tampa Homeowners Insurance?

Homeowners insurance Tampa is designed to protect an individual’s home against damage to the house itself or to the belongings within the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

There are several forms of homeowners’ insurance that we utilize and customize for each client’s situation. They range in name from HO-1 to HO-8 and offer various levels of protection, depending on your needs.

Critical for Tampa Homeowners

For people who live in Tampa Bay, adding a separate flood insurance policy is essential. Standard homeowners policies DO NOT cover flood damage, and Tampa is in a high-risk flood zone. See our Flood Insurance page for more information.

What Does Homeowners Insurance Tampa Cover?

Dwelling Protection

Covers the structure of your home against covered perils like fire, wind, hail, and lightning.

Personal Property

Protects your belongings inside the home—furniture, clothing, electronics, and more.

Liability Coverage

Covers legal costs if someone is injured on your property or you damage someone else's property.

Additional Living Expenses

Pays for hotel and meal costs if your home becomes uninhabitable due to a covered loss.

Other Structures

Covers detached structures like garages, sheds, and fences on your property.

Medical Payments

Pays medical bills for guests injured on your property, regardless of fault.

Bundle Your Home & Auto Insurance

Most Tampa homeowners save 15-25% by bundling their homeowners and auto insurance policies with Elite Business Insurance. One agent. Complete protection. Better rates.

What People Say About Elite Business Insurance

With 230+ five-star Google reviews and a BBB A+ rating, our clients say it best. See why Tampa homeowners and businesses have trusted Elite Business Insurance since 2013.

Get Your Free Homeowners Insurance Tampa Quote today

Your home is your biggest investment — protect it the right way. Get a free homeowners insurance quote today. We shop multiple carriers to find you the best coverage at the most competitive rate. No obligation.

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