Personal Auto Insurance Tampa

Comprehensive Auto Coverage from 20+ Local Tampa Carriers

We are constantly striving to make Elite Business Insurance your one stop shop for all insurance needs. We utilize hundreds of the top companies in the industry for Personal Auto Insurance Tampa to make sure you are getting the best possible coverage for your specific situation.

What is Personal Auto Insurance Tampa?

A personal auto insurance Tampa policy is purchased by vehicle owners to reduce the costs associated with getting into an auto accident.

Instead of paying out of pocket, people pay premiums to an auto insurance company. It is the insurance company that then pays all or most of the costs associated with an accident or other type of vehicle damage.

Auto Insurance Tampa Requirements

Tampa requires all drivers to carry minimum auto insurance coverage. However, we recommend you do not just purchase the minimum requirements. Take the responsible route and become educated on the proper coverage you may need for your vehicles.

What Does Personal Auto Insurance in Tampa Cover?

Liability Coverage

Pays for injuries and property damage you cause to others in an accident. Required by Florida law.

Collision Coverage

Covers damage to your vehicle from accidents, regardless of who's at fault.

Comprehensive Coverage

Protects against theft, vandalism, weather damage, and other non-collision incidents.

Uninsured Motorist

Covers you if you're hit by a driver with no insurance or insufficient coverage.

Medical Payments

Pays medical expenses for you and your passengers after an accident.

Rental Reimbursement

Covers rental car costs while your vehicle is being repaired after a covered loss.

How Are Auto Insurance Premiums Calculated?

The premiums paid for auto insurance vary based on several factors:
Age & Experience: Younger drivers typically pay more due to less driving experience
Driving Record: Accidents and moving violations increase your rates
Vehicle Type: Sports cars and luxury vehicles cost more to insure
Coverage Limits: Higher limits and lower deductibles mean higher premiums
Credit Score: In Florida, your credit can affect your insurance rates

How Elite Business Insurance Helps You Save

At Elite Business Insurance, we make sure to shop hundreds of carriers for each client.

Known throughout the industry as an established independent insurance agency gives us an advantage over captive agents who can only offer one company’s rates.

Rather than placing a square peg in a round hole, we mold your specific personal auto insurance needs into various scenarios, offering the best possible carriers with the best prices.

Save Even More with Multi-Policy Discounts

Bundle your auto insurance with homeowners, business insurance, or other policies and save 15-25% on your premiums.

What People Say About Elite Business Insurance

Independent insurance agency serving Tampa Bay. With more than 245 five-star reviews from real contractors, restaurant owners, and small businesses across Tampa, FL

      EXCELLENT  
   Based on 246 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Dinara Sadillayeva 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service! Stephen gave us a very good quote and was extremely helpful. I highly recommend this insurance company. Very professional approach and excellent customer service. Thank you, Stephen!
  
 
      Posted on Google  
   
   Bobby Ryan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Have had multiple business insurance plans with Elite for over 2 years, Kyle and team are easy to work with.
  
 
      Posted on Google  
   
   Johns movers Johns movers 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been with them for quite a while always treat me very fair. Definitely would recommend them to anyone.
  
 
      Posted on Google  
   
   Randy Faulkner 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent group of folks. Very prompt.
  
 
      Posted on Google  
   
   Arun arockia charles 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a wonderful experience working with Norie at Elite Business Insurance. She took the time to understand my business needs, listened carefully to what was important to me, and shopped around with multiple carriers to find the best option. She was able to provide me with a significantly better rate while keeping coverage very similar to my previous policy.

Norie was professional, knowledgeable, patient, and responsive throughout the entire process. She made everything easy to understand and never made me feel pressured. I truly appreciate the time and effort she put into finding the best value for my business.

If you're looking for someone who genuinely cares about finding the right coverage at a competitive price, I highly recommend Norie and Elite Business Insurance. Thank you for your outstanding service!
  
 
      Posted on Google  
   
   Blake Kouwenhoven 
 
 
 
 Trustindex verifies that the original source of the review is Google. The owner Stephen is awesome. Kyle was amazing to finalize the insurance with. Very happy I discovered Elite. They clearly answered any questions I had and were quick about everything so far.
  
 
      Posted on Google  
   
   Sharjeel 
 
 
 
 Trustindex verifies that the original source of the review is Google. great service.
  
 
      Posted on Google  
   
   ericadh68 
 
 
 
 Trustindex verifies that the original source of the review is Google. I needed a renewal declarations page for a client.  Norie got it to me SO FAST!  And it was accurate.  Really excellent to work with!
  
 
      Posted on Google  
   
   Tyler Scott 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve never been more impressed with an insurance company than this one! Very professional, honest, quick to respond, and good pricing. They worked with my direct needs. Thank you!
  
 
      Posted on Google  
   
   Jeffrey Hova 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with Steve and Dustin. Very professional and prompt service.

Get Your Free Auto Insurance Tampa Quote today

Don’t overpay for auto coverage you found online. Get a free personal auto insurance quote today. We shop multiple carriers to find you the best rate without sacrificing coverage. Fast, simple, no obligation.

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